So my car is a "total loss"
10-02-06, 10:41 PM
#16
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Another wrecked SC! No good! Two weeks ago or so my SC was totalled too. I bought it back for next to nothing and am bringing her back to life! Good luck with everything, I am going through the same ****. I feel your pain!
10-02-06, 11:36 PM
#17
You're not going to get anymore for the car being a 5 speed as someone already mentioned. Also, the only way to not get the salvaged title it to not go through the insurance company. That means though whatever money you get you'd have to get through the person who hit you. You'll only be able to carry liability only but that wont matter since that is what you had previously anyway. As most said before me, just take the insurance money, but try to get as much as you can and show whatever receipts you can. Take the money fix you car and get those wheels fixed! Those look very nice. Where in CA are you?
10-03-06, 01:21 PM
#25
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I got in a accident a month ago and my ins is salvaging it, im buying it back from them but they arent giving me nearly what its worth. there market report has my car as worth 5,600 stock - buying it back and 1g deductible im hurting. but i have 13,000 worth of reciepts and they are telling me aftermarket doesnt increase the value of the car and they adjusted it 700 for stuff like the new motor and paint but thats it. Im fighting this right now but any advise?
10-03-06, 01:27 PM
#26
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Yeah there has to be something more...I'm dealing with the other guys insurance company and i'm sure they will be lowballing the hell out of everything. This is the first time i've ever been in an accident and it's been a major major PITA.
Doesn't seem fair that some guy can just hit you and you get some chump change and get left out to dry. Insurance companies = evil
Doesn't seem fair that some guy can just hit you and you get some chump change and get left out to dry. Insurance companies = evil
10-03-06, 01:35 PM
#27
Lexus Test Driver
Yeah there has to be something more...I'm dealing with the other guys insurance company and i'm sure they will be lowballing the hell out of everything. This is the first time i've ever been in an accident and it's been a major major PITA.
Doesn't seem fair that some guy can just hit you and you get some chump change and get left out to dry. Insurance companies = evil
Doesn't seem fair that some guy can just hit you and you get some chump change and get left out to dry. Insurance companies = evil
full coverage and you'd be sitting pretty, but of course you'd have like a 4054542% higher premium. I am switching to Liability Only coverage starting in January, can't afford full coverage anymore. Two year's worth of full coverage premiums and it's just about the value of my car ROFL.
10-03-06, 03:40 PM
#28
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Yeah with full coverage the costs outweigh the benefits when dealing with older cars like our SC's. Even in the event that something happens and you need that insurance, they'll still **** you around and you'll never get what you're owed.
My family had Allstate house+auto insurance for 25+ years...and paid a pretty penny for it. Probably cumulatively paid close to a half million dollars over 25 years on insurance...our house was broken into and theives stole perhaps 25k in jewelry and they screwed us...we also had a garage fire which did proably 100k in damage (lost property/antiques)...completely screwed again with the payout...they even had the audacity to drop our coverage after it happened. I know they're a business, but I can't help but hate them after that.
>
My family had Allstate house+auto insurance for 25+ years...and paid a pretty penny for it. Probably cumulatively paid close to a half million dollars over 25 years on insurance...our house was broken into and theives stole perhaps 25k in jewelry and they screwed us...we also had a garage fire which did proably 100k in damage (lost property/antiques)...completely screwed again with the payout...they even had the audacity to drop our coverage after it happened. I know they're a business, but I can't help but hate them after that.
>
10-04-06, 06:32 AM
#29
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Yeah with full coverage the costs outweigh the benefits when dealing with older cars like our SC's. Even in the event that something happens and you need that insurance, they'll still **** you around and you'll never get what you're owed.
My family had Allstate house+auto insurance for 25+ years...and paid a pretty penny for it. Probably cumulatively paid close to a half million dollars over 25 years on insurance...our house was broken into and theives stole perhaps 25k in jewelry and they screwed us...we also had a garage fire which did proably 100k in damage (lost property/antiques)...completely screwed again with the payout...they even had the audacity to drop our coverage after it happened. I know they're a business, but I can't help but hate them after that.
>
My family had Allstate house+auto insurance for 25+ years...and paid a pretty penny for it. Probably cumulatively paid close to a half million dollars over 25 years on insurance...our house was broken into and theives stole perhaps 25k in jewelry and they screwed us...we also had a garage fire which did proably 100k in damage (lost property/antiques)...completely screwed again with the payout...they even had the audacity to drop our coverage after it happened. I know they're a business, but I can't help but hate them after that.
>
10-04-06, 07:17 AM
#30
Their advertizing was not wasted on you bro. hehe
Allstate blows. They wanted to give me like 11k for a 97 sc300 w 60k mi. KBB was like 13k. I ended up getting much more after arguing with them for almost two months. If your not happy with what they are offering you then don't take there initial offers of settlment. Take it up the chain show all recipts. You should get fair KBB plus a decent percentage of money you had invested. Really a pain in the ***. And yes. They raised my rate by 80%.
I guess I had that coming since i'm on my 3rd SC.
Damn, I just realized I have homeowners through them too. 
Allstate blows. They wanted to give me like 11k for a 97 sc300 w 60k mi. KBB was like 13k. I ended up getting much more after arguing with them for almost two months. If your not happy with what they are offering you then don't take there initial offers of settlment. Take it up the chain show all recipts. You should get fair KBB plus a decent percentage of money you had invested. Really a pain in the ***. And yes. They raised my rate by 80%.
I guess I had that coming since i'm on my 3rd SC.
Damn, I just realized I have homeowners through them too.