SC- 1st Gen (1992-2000)

high performance car insurance

Thread Tools
 
Search this Thread
 
Old 06-18-09, 08:28 PM
  #1  
SupraPower
Driver School Candidate
Thread Starter
 
SupraPower's Avatar
 
Join Date: Jun 2009
Location: Texas
Posts: 9
Likes: 0
Received 0 Likes on 0 Posts
Default high performance car insurance

Hi all. I just became the proud owner of a SC300 with about $30000 worth of mods. The car is my pride and joy! I have a classic car that is insured through Hagerty. I'm trying to get some insurance on the Lexus but I have not been able to get anyone to insure it for what I'd like to have it covered for. Does anyone have any suggestions? Hagerty will not cover it and I've tried a couple others with no luck. Thanks guys!
Old 06-18-09, 09:18 PM
  #2  
ZachTriggs
Lead Lap
 
ZachTriggs's Avatar
 
Join Date: Jun 2008
Location: TX
Posts: 478
Likes: 0
Received 1 Like on 1 Post
Default

I'm no help but.. post some pictures!
Old 06-18-09, 09:20 PM
  #3  
turbodremz
Lexus Champion
iTrader: (18)
 
turbodremz's Avatar
 
Join Date: Jan 2008
Location: TX
Posts: 4,870
Likes: 0
Received 4 Likes on 4 Posts
Default

Geico is covering everything I am installing on my 92 SC300, and they said if I add anything else to the car to let them know..all I had to do was take some pics and I set up my policy online with an estimated value of the items...and not all the parts are installed yet, and still covered..just be descriptive with each item, and be sure to include the brand of each item in the description
Old 06-18-09, 09:24 PM
  #4  
neurocity
Neu`roc´i`ty
Senior Moderator
iTrader: (17)
 
neurocity's Avatar
 
Join Date: Jan 2006
Location: Chicago
Posts: 8,706
Received 76 Likes on 39 Posts
Default

Originally Posted by SupraPower
Hi all. I just became the proud owner of a SC300 with about $30000 worth of mods.
I think I know who's SC you bought. Geico, StateFarm, Allstate all have mod policy's. If the person on the phone is telling you they don't offer it. call corporate.
Old 06-19-09, 06:13 AM
  #5  
huddleston
Racer
iTrader: (3)
 
huddleston's Avatar
 
Join Date: Apr 2007
Location: AR
Posts: 1,801
Likes: 0
Received 56 Likes on 13 Posts
Default

^^^correct, i have geico and they ask me if i have any aftermarket or performance parts everytime i call.
Old 06-19-09, 06:18 AM
  #6  
HeisLegend
Lexus Test Driver
 
HeisLegend's Avatar
 
Join Date: Aug 2008
Location: SATX
Posts: 865
Likes: 0
Received 2 Likes on 2 Posts
Default

does your policy go up w/ mods?

I have state farm and am not sure if they offer a mod based policy, but would like to further inquire upon it.
I just don't want to add coilovers or some other modification and then my insurance jack up the price a bit.
Old 06-19-09, 07:54 AM
  #7  
SupraPower
Driver School Candidate
Thread Starter
 
SupraPower's Avatar
 
Join Date: Jun 2009
Location: Texas
Posts: 9
Likes: 0
Received 0 Likes on 0 Posts
Default

Thanks for all the help guys! I'm going to spend some time making some calls today.
Old 06-19-09, 08:35 AM
  #8  
horent135
Lexus Champion
iTrader: (10)
 
horent135's Avatar
 
Join Date: Jun 2008
Location: VA
Posts: 1,756
Likes: 0
Received 0 Likes on 0 Posts
Default

Do they charge extra for having mods?
Old 06-19-09, 08:40 AM
  #9  
Dx3
Lexus Fanatic
iTrader: (13)
 
Dx3's Avatar
 
Join Date: Jul 2003
Location: Tulsa, Oklahoma
Posts: 10,681
Received 8 Likes on 7 Posts
Default

Originally Posted by horent135
Do they charge extra for having mods?
Obviously If the value of your car is now $15,000 as opposed to $5,000, it would not be in the best interests of the insurer to take 3 times the risk without being able to recover some financial benefit...

Jonny
Old 06-19-09, 08:43 AM
  #10  
JDMmuscle
Lexus Champion

iTrader: (9)
 
JDMmuscle's Avatar
 
Join Date: Feb 2007
Location: State College, PA
Posts: 2,146
Likes: 0
Received 6 Likes on 6 Posts
Default

Post pictures..... come on
Old 06-19-09, 09:00 AM
  #11  
YeA 2jZ
Lexus Fanatic
iTrader: (15)
 
YeA 2jZ's Avatar
 
Join Date: Apr 2005
Location: SC Land, FL
Posts: 5,251
Received 3 Likes on 3 Posts
Default

Originally Posted by JDMmuscle
Post pictures..... come on
x2 ..............
Old 06-19-09, 09:16 AM
  #12  
SupraPower
Driver School Candidate
Thread Starter
 
SupraPower's Avatar
 
Join Date: Jun 2009
Location: Texas
Posts: 9
Likes: 0
Received 0 Likes on 0 Posts
Default

I'm at work and I don't get off till tomorrow. I'll get some pictures posted Sunday! Anyone in Austin want to have a meet and maybe a ride around town next weekend?
Old 06-19-09, 12:23 PM
  #13  
That-Guy
Pole Position
iTrader: (1)
 
That-Guy's Avatar
 
Join Date: Jan 2008
Location: CA
Posts: 387
Likes: 0
Received 0 Likes on 0 Posts
Default

this thread needs some pics big time, but i think there was a thread on supraforums (possibly a sticky) that is all about insurance on modified supras. I'd take a look there.
Old 06-19-09, 02:41 PM
  #14  
96SC4
Lexus Champion
iTrader: (2)
 
96SC4's Avatar
 
Join Date: Mar 2009
Location: NY
Posts: 2,503
Received 5 Likes on 5 Posts
Default

damnit. nobody should have helped him until he posted pics 1st. $30K in mods an we have to imagine what it looks like till sunday???? BS! oh well, pics sunday otherwise your banned!!! lol.
Old 06-20-09, 06:58 AM
  #15  
Black Fire
Lead Lap
 
Black Fire's Avatar
 
Join Date: May 2009
Location: North C
Posts: 698
Likes: 0
Received 0 Likes on 0 Posts
Default

30000k worth of mods!? Post some pics man this cars gotta look sick!


Quick Reply: high performance car insurance



All times are GMT -7. The time now is 12:23 PM.