Rear Ended By SUV
05-16-13 | 10:41 PM
#18
Rookie
Joined: May 2013
Posts: 68
Likes: 1
From: AL
I don't see how that'd total it, I've repaired worse with a Porta Power and you could never tell it was hit... I guess the important thing is everyone is ok, although I'm sure you had the strong urge to choke a *****.
05-29-13 | 04:37 PM
#20
$2500 and you get to keep it....that's not that bad. I'd keep it and part it out, you shouldn't have too much trouble getting $600 if you have a few decent door panels or interior pieces etc... And if you get another SC 400 you could always swap a few things down the line.
05-29-13 | 05:20 PM
#22
They deducted $1285 because of my mileage plus a few other thing. Now I live in whittier and in the report they have cars from Las Vegas, NV Richmond, CA Oakland,CA I thought they only searched locally is this right?......They also have car listing since before my accident happened. I will haggle with them tomorrow
Last edited by rbigshow04; 05-29-13 at 07:29 PM.
05-29-13 | 06:05 PM
#23
05-29-13 | 11:19 PM
#24
Lead Lap
iTrader: (1)
Joined: Feb 2008
Posts: 4,447
Likes: 5
From: I.E Southern California to SA,Texas
Thats alot more reasonable! Your car better have 500,000+ miles then!
Sucks man hopefully you get a little more then what they quoted you. Lets us know how it goes and what your next car or project is
Sucks man hopefully you get a little more then what they quoted you. Lets us know how it goes and what your next car or project is
05-29-13 | 11:52 PM
#25
Again, if you have receipts for permanent modifications and/or changes you've made to the vehicle, present those to the insurance adjustor. They should count against the value of your car. I'm sorry to hear this was the outcome. This is exactly what happened to my last car. Produce receipts and records and work with them. That's what they are there for.
I've gone as far as to speak personally with my new insurance agent every time I changed living areas to point out that while I do have an older car there is a considerable amount invested beyond the KBB value and that the KBB value doesn't often reflect the market value of modified and semi-restored older cars like these. I have a very detailed folder of ALL receipt copies with a tallied front index page that I show them. Ultimately it's their call but you have to try what you can. It's your car that you invested in beyond what a normal owner would do. The mileage hurts you (and it hurts many of us since we're in the same boat) and you may still need to accept that it's totaled but you need to be upfront about what permanent changes you invested into the car too.
I've gone as far as to speak personally with my new insurance agent every time I changed living areas to point out that while I do have an older car there is a considerable amount invested beyond the KBB value and that the KBB value doesn't often reflect the market value of modified and semi-restored older cars like these. I have a very detailed folder of ALL receipt copies with a tallied front index page that I show them. Ultimately it's their call but you have to try what you can. It's your car that you invested in beyond what a normal owner would do. The mileage hurts you (and it hurts many of us since we're in the same boat) and you may still need to accept that it's totaled but you need to be upfront about what permanent changes you invested into the car too.
05-30-13 | 03:28 AM
#26
It has 291000 miles and according to the report 121000 is the magical number
05-30-13 | 07:11 PM
#27
Lead Lap
iTrader: (1)
Joined: Feb 2008
Posts: 4,447
Likes: 5
From: I.E Southern California to SA,Texas
Again, if you have receipts for permanent modifications and/or changes you've made to the vehicle, present those to the insurance adjustor. They should count against the value of your car. I'm sorry to hear this was the outcome. This is exactly what happened to my last car. Produce receipts and records and work with them. That's what they are there for.
I've gone as far as to speak personally with my new insurance agent every time I changed living areas to point out that while I do have an older car there is a considerable amount invested beyond the KBB value and that the KBB value doesn't often reflect the market value of modified and semi-restored older cars like these. I have a very detailed folder of ALL receipt copies with a tallied front index page that I show them. Ultimately it's their call but you have to try what you can. It's your car that you invested in beyond what a normal owner would do. The mileage hurts you (and it hurts many of us since we're in the same boat) and you may still need to accept that it's totaled but you need to be upfront about what permanent changes you invested into the car too.
I've gone as far as to speak personally with my new insurance agent every time I changed living areas to point out that while I do have an older car there is a considerable amount invested beyond the KBB value and that the KBB value doesn't often reflect the market value of modified and semi-restored older cars like these. I have a very detailed folder of ALL receipt copies with a tallied front index page that I show them. Ultimately it's their call but you have to try what you can. It's your car that you invested in beyond what a normal owner would do. The mileage hurts you (and it hurts many of us since we're in the same boat) and you may still need to accept that it's totaled but you need to be upfront about what permanent changes you invested into the car too.
06-01-13 | 02:21 PM
#28
After carefully reading the whole report I found some errors in their evaluation of my car such as not having a spoiler which is clearly visible in one of the pictures along with that they also missed the power sun-roof and according to them my transmission and engine were leaking profusely. I did give them a call and tell about this I also included more stuff now I'm just waiting on their second offer
06-01-13 | 02:55 PM
#29
Driver School Candidate
Joined: Mar 2013
Posts: 6
Likes: 0
From: WA
After carefully reading the whole report I found some errors in their evaluation of my car such as not having a spoiler which is clearly visible in one of the pictures along with that they also missed the power sun-roof and according to them my transmission and engine were leaking profusely. I did give them a call and tell about this I also included more stuff now I'm just waiting on their second offer
I suggest seeing a doctor just to make sure you're okay. Maybe a chiropractor.
I also think you should get free legal advice from an attorney, many are willing to hear your story and will only take a percentage of the settlement. Or suggest to the insurance company that you will seek legal consultation if they continue trying to cheat you out of money.
Remember, the auto insurance industry is a 164billion dollar/year industry. They generate profit by paying as little as possible.
Good luck man.
06-03-13 | 05:41 PM
#30
For those who are wondering how they broke down the first offer here it is. Keep in mind I denied this offer
Attached is the valuation report and below is the total loss settlement breakdown.
Actual Cash Value…………………$2,972.00
Plus Sales Tax 9%..................$267.48
Plus Salvage Certificate……….$19.00
Plus Transfer Fee………………..$15.00
Sub Total……………………………..$3,273.48
Less Salvage value & Tax……..$712.68
Net Payable………………………….$2,560.80
Attached is the valuation report and below is the total loss settlement breakdown.
Actual Cash Value…………………$2,972.00
Plus Sales Tax 9%..................$267.48
Plus Salvage Certificate……….$19.00
Plus Transfer Fee………………..$15.00
Sub Total……………………………..$3,273.48
Less Salvage value & Tax……..$712.68
Net Payable………………………….$2,560.80