Do you insure liability or full on your SC?
#18
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I have full coverage and stated at the onset of my policy for this car what the market value is for it. My agent seemed satisfied with that and made copies of my major modifications for future reference.
A couple of you had mentioned appraised values. How does one go about that with a highly modified SC? Supra owners have this a bit easier since it's such a niche car already.
A couple of you had mentioned appraised values. How does one go about that with a highly modified SC? Supra owners have this a bit easier since it's such a niche car already.
#19
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I have full coverage and stated at the onset of my policy for this car what the market value is for it. My agent seemed satisfied with that and made copies of my major modifications for future reference.
A couple of you had mentioned appraised values. How does one go about that with a highly modified SC? Supra owners have this a bit easier since it's such a niche car already.
A couple of you had mentioned appraised values. How does one go about that with a highly modified SC? Supra owners have this a bit easier since it's such a niche car already.
#20
Lexus Test Driver
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I have full coverage EXCEPT the car itself due to the car being a rebuilt title already. Ill be talking with my insurance agent about how much exactly my car would be worth. Cool thing is im good friends with my insurance agent,
he owned an R33 GTR which he just sold and I just installed his coils and wheels on his AP2 s2000 a month ago. He gets me good deals
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#21
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I am think of calling back and have them add the full for around $200 a year
My last car I had the engine built up even tho I have the car back it would be nice to have a few bucks back
In my case I can't proof I was not at fault (witnesses left before i got out the car). Police deemed my fault
So now I don't drive with a I won't be at fault or I won't hit anything attitude or as much of it anyway
My last car I had the engine built up even tho I have the car back it would be nice to have a few bucks back
In my case I can't proof I was not at fault (witnesses left before i got out the car). Police deemed my fault
So now I don't drive with a I won't be at fault or I won't hit anything attitude or as much of it anyway
#25
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That kind of thing helps when damage claims come up but that goes through an adjustor just like any other newer car. What I have not had confirmed to me is whether or not the insurance valuation of my car is actually higher than KBB *before* an adjustor is called in or if this is only something I can change with the aid of an appraiser.
This is where I find some other poster's comments to that end interesting.
#26
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It's cool to discuss the options with you guys.
I just added a $100 comprehensive deductable / $1000 collision..
$100 in case someone break my window, keyed the car / or windshield gets cracked, covers if the car is stolen and interior gets stripped, etc.
however I was told if someone hit and run in the parking lot it would be $1000 collision
But there is a collision waiver that if I'm not at fault, the $1000 deductable gets waived.
I was also told the comprehensive claims doesn't count against me, but I don't believe that.
I just added a $100 comprehensive deductable / $1000 collision..
$100 in case someone break my window, keyed the car / or windshield gets cracked, covers if the car is stolen and interior gets stripped, etc.
however I was told if someone hit and run in the parking lot it would be $1000 collision
But there is a collision waiver that if I'm not at fault, the $1000 deductable gets waived.
I was also told the comprehensive claims doesn't count against me, but I don't believe that.
Last edited by SC3coupe; 07-29-13 at 05:05 PM.
#28
Driver School Candidate
Join Date: Nov 2012
Location: va
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Full coverage and comprehensive damage on a 96 Avalon ...98 vw golf ....92 sc300 total cost per month = $150 per month :-) state farm with two drivers on the policy beat that hahaha
#30
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Picture you drive in the canyon at night
A deer jumps out and the hood crumbles
You don't have full coverage
Now you don't get a penny out of this incident just a paper weight at home.. plus All the towing fees etc
Would have been nice to have that car back plus a few thousands dollars to start shopping for another car
A deer jumps out and the hood crumbles
You don't have full coverage
Now you don't get a penny out of this incident just a paper weight at home.. plus All the towing fees etc
Would have been nice to have that car back plus a few thousands dollars to start shopping for another car