ES3

Considering buying an SC430, curious what insurance rates are running you owners?

mahroni

I pay $755 every 6 months. i'm a 32 year old male living in west los angeles. This policy also includes $5500 coverage for my 20 inch rims...

ES3

That seems VERY reasonable! Which company are you with? Do you have a multiple car discount?

mahroni

Mercury insurance. 1 car, good driver, single male...

ES3

Good to know... also just curious, what were the runners up, in your car choice, before getting the SC,
Also, how much more rough of a ride do the 20's provide?

sc430mike

20's are actually less rough since you wont have crappy run flats anymore. I lowered my car and got 20's and my ride is smoother than before- I couldnt beleive it at first. Have fun!

jsl757

iTrader: (8)

I pay a little less than $1100 a year full coverage. I'm 25 but have not had an accident or ticket in about 9 years (knock on wood). I use Wawanesa insurance which sounds kinda iffy but its the top rated insurance (based on % of complaints) in California. I've used them for a few years now but haven't filed a claim and hopefully I won't have to.


from the CA insurance commissioners page:

http://www.insurance.ca.gov/docs/FS-Consumer.htm

scroll down to Studies reports and publications...click on consumer complaint study...click auto insurance towards the bottom.

Jeff

rominl

iTrader: (4)

i am with farmers, 2 people, full coverage with 10k aftermarket stuff insurance

i believe it's about 1000 per 6 months

when i got my sc430? contenders were 911 turbo, sl500, m5

talwang

iTrader: (4)

well...

I am with farmers ,too.
Full coverage with my sc430 and gs300 for about $800 every six months.

rominl

iTrader: (4)

man that's low

btw, insurance is totally up to the region. i can just move to couple blocks away and my insurance would be 100 bucks less already.

so seriously i don't think it makes much sense to ask about insurance. it just varies way too much i think

veilstylez

so what rating/ranking level would sc be in? like the SL and 6 series? or porsche 996? or maybe SLK?

rominl

iTrader: (4)

ranking in terms of.... my preference? the sl, 6 series, and 996 new are all a lot more expensive than the sc430 (fully loaded). so we were actually considering them used, so the overall prices were all about 60k to 70k. the styling, the sl500 is just awesome, no doubt, with the 996 a close second. i choose the sc430 style over the 6 series though.

performance, sad to say but i think lexus will come last. 996 wins hands down, with 6 in the second, and the sl500 3rd (but kinda close to sc430).

however, in terms of the luxury feel, the comfort, the lexus is simply amazing. the sc430 is the quietest of all by a big margin (even with that top). the ride is very smooth (thus the bad handling) compared to other car, although the runflats degraded it a bit. the sound system is just terrific, i am still amazed.

interior styling i like the sl the most, and the sc430 second. the 996 and the 6 interior, i don't have much feeling about.

and built quality, i dont' think even need to go into that. the sc430 is new, full warranty. the 6 when they first came out they had tons of problems. the sl500 is a shop car from what i heard, and you end up driving the c class loaner very often (at least the 2 friends i know). and the 996, after a while you start to have the usual mantainance issues.

so after judging everything, the sc430 became the choice for us. the big thing to us is quality. as nice as a car could be, if i have to bring it back to dealerships often, forget it.

and in terms of insurance, i think they are about the same. the sc430 might be a bit lower but when you pay over 60k for a car, those insurance numbers really shrink to nothing

ES3

Thanks! Any 2nd thoughts on the reconsidering the runner ups, since having your SC?

Jayson

I called my agent over at Farmers and he said that vehicles are given symbols, which are really numbers dictating risk of vehicle, theft probability, repair costs, and vehicle replacement costs. Out of a possible score between 0 and 29 with 29 being the most expensive, the SC430 got a 26. Suprisingly I also asked him what the LS430 got and it was 25. The GS430 (specifically a 2003) was a 23. I think a Ford Taurus gets a 16 and a Camry gets a 17 if memory serves me correct just to show you all where the numbers float around.

The scoring system is region-specific and these numbers were pulled for central Texas (Austin).

ES3

Heck, I wonder what a Ferrari Enzo is? 29 plus a few zeros?

At any rate, what do you pay for your wife's SC every 6months with Farmers?