what credit score for 0% apr ?
10-07-20, 10:11 PM
#1
Driver School Candidate
Thread Starter
what credit score for 0% apr ?
My gf thinking of getting a UX200, lexus currently have a 0% for 60 months.
what credit score is needed to get 0% apr ?
what credit score is needed to get 0% apr ?
10-08-20, 08:17 AM
#2
Lexus Fanatic
LFS Tier 1+ is 740. Dealer finance managers can apply for exceptions all the way down to tier 3. So as long as your credit is better than say, 680 you should get the 0%
10-08-20, 08:26 PM
#3
Driver School Candidate
Thread Starter
my gf got 713, i didnt expect they gave her 0%
but since those SCAM artists cant get interests on her, so they ROBBED her !
Negotiated 4000$ off MSRP on a 2020 UX model.
told her to sign some paper about some bull***** Nitro for tires 190$, Ding coverage 5 years for 950$,
told him we dont need it. he said "it's included in the price of the car".
all the paperworks/contract is on his computer, he said "there's a couple of signature i need you to sign on this touchpad",
you would have thought you can trust someone, so my gf signed all the signatures on the touchpad without looking at what she's signing.
when i got home, i looked at the finance/loan paper,
that F$#%ER only gave 3800$ off when we negotiated 4000$ off.
he said those nitro for tires and ding coverage is included in the price of the car, but on the finance/loan paper, it showing 1140$ for those 2 items.
*** for future buyers, if the contracts/papers-work is on the computer, tell them to print it out so you know what you signing.
or look at the computer first to make sure everything is correct then sign it. i dont wanna another victim like my gf ***
but since those SCAM artists cant get interests on her, so they ROBBED her !
Negotiated 4000$ off MSRP on a 2020 UX model.
told her to sign some paper about some bull***** Nitro for tires 190$, Ding coverage 5 years for 950$,
told him we dont need it. he said "it's included in the price of the car".
all the paperworks/contract is on his computer, he said "there's a couple of signature i need you to sign on this touchpad",
you would have thought you can trust someone, so my gf signed all the signatures on the touchpad without looking at what she's signing.
when i got home, i looked at the finance/loan paper,
that F$#%ER only gave 3800$ off when we negotiated 4000$ off.
he said those nitro for tires and ding coverage is included in the price of the car, but on the finance/loan paper, it showing 1140$ for those 2 items.
*** for future buyers, if the contracts/papers-work is on the computer, tell them to print it out so you know what you signing.
or look at the computer first to make sure everything is correct then sign it. i dont wanna another victim like my gf ***
Last edited by netnerd; 10-08-20 at 08:34 PM.
10-09-20, 06:48 AM
#4
Lexus Fanatic
Happens all the time.
10-09-20, 07:12 AM
#6
Lexus Fanatic
Dealers love to add **** to the car like nitrogen and pinstripes and VIN etching and lojack and then try and claim "well its on there we can't remove it" no, but you can not charge me for it. I just flat refuse when I see items like that on the paperwork, they won't let you leave over them, they will take them off. I have had so many free tires full of nitrogen and LoJack and vin etching I could probably buy another car with what I haven't spent on that stuff.
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netnerd (10-09-20)
10-09-20, 07:25 AM
#7
Driver School Candidate
Thread Starter
Do Lexus HQ send you a survey about your experience?
this gave me a bad taste about Lexus.
everytime i did maintenance on my Mercedes,
Mercedes HQ sent me a survey.
this gave me a bad taste about Lexus.
everytime i did maintenance on my Mercedes,
Mercedes HQ sent me a survey.
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10-09-20, 07:31 AM
#8
Lexus Fanatic
Its nothing unique to Lexus, its just car dealerships in general.
Sometimes you get a survey
Sometimes you get a survey
10-09-20, 09:47 AM
#9
Instructor
We intermittently get surveys from Lexus usually from the dealer regarding service or just overall opinion of our ownerships.
10-09-20, 10:00 AM
#10
Yeah i always say no to add-ons. hard stop no. no warranties, no stickers, no protections, no nothing. Nothing. nothing. nothing.
A 2 star is more effective. Your average person perceives a 1 star as a knee-jerk reaction from an angry person. a 2-star carries far more weight. i ignore 1 star reviews all the time thinking it's just some dummy. so yeah... if you had a truly bad experience, try 2 stars next time. Those I read.
A 2 star is more effective. Your average person perceives a 1 star as a knee-jerk reaction from an angry person. a 2-star carries far more weight. i ignore 1 star reviews all the time thinking it's just some dummy. so yeah... if you had a truly bad experience, try 2 stars next time. Those I read.
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